5% Down ONLY Verification of Employment

Program Details:

• 580 Min. FICO 
• LTV up to 95%
• R&T Refi LTV up to 95%
• Purchase Maximum DTI: 45%
• 100% Gift Fund Allowed
• Third-Party VOE 30 Days
• Most Recent Paystub Required
• No 1040, W-2, or 4506T
• Employer Must Be Verifiable Employer
• Must Have Internet Presence
• Must Be At Same Job for 2 Years